1. Liability section covers for injury to others. It also includes medical for people in your car.
2. The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from hail, fire, theft glass, breakage or other perils; collision coverage pays to repair losses caused by an accident.
3. Optional coverages car rental, gap and other coverages.
4. Discounts available on the auto and the home if both insured.